Credit Card Factoring Benefits

Credit card factoring has many advantages over traditional bank loans, making it a more convenient method of business financing for small business owners.

Easy-to-Meet Requirements

You don't need an excellent credit score or collateral to take advantage of our credit card factoring service.

Minimal Paperwork

All it takes to apply for a business cash advance is a short application, the last six months of your merchant statements, a copy of your business lease and a voided check. This saves time and makes it possible for you to get your funds sooner.

Most banks will require borrowers to put up collateral and have credit scores over 700, in order to receive business loans. Our business cash advances are completely unsecured. We rely completely on your business's future credit card sales for repayment.

Speedy Processes

When you need fast cash, you can't afford to wait for long amounts of time for approval and funding. We approve our merchants in 48 hours and we fund accounts in as little as 7 days after approval.

No Restrictions

When you get your business cash advance, you can use it however you choose. Expand your business, buy advertising, upgrade your equipment; the decision is up to you.

Renewal Opportunities

Our relationship doesn't end after we fund you. We give you the opportunity to renew your business cash advance every 3 to 4 months. With our services, you will always have access to cash for your business.

Articles about credit card factoring

Apply for a Cash Advance Now!

Business Name:	Owner's Name:
Phone Number:	Fax Number:
E-Mail:	Business Start Date:
Type of Business:
Take Visa/Mastercard?:	Credit Card Sales/mo:

If you find a lower rate or if you get turned down by us and can get approved anywhere else, we will give you $500.

Real Customer Testimonials

I needed fast working capital...

"At first, I thought it was too good to be true, but after working with Merchant Resources, I soon realized it was fast, easy and convenient, just like they promised. The payments were so easy, I loved not having to make payments on my own. All business owners should get a business cash advance from MRI." Daniel H.

Just like a business line of credit...

"I am so happy I chose to work with MRI. I was able to get the working capital I needed, when I needed it. Now, I can rest easy knowing that I can renew my advance in about three months. Alexandra S.