What is Credit Card Factoring

Credit card factoring is the act of utilizing a business's future credit card sales to advance the business owner a particular sum of cash. The actual amount that the borrower can receive is based on the business's monthly credit card sales.

We provide funds to small business owners who process at least $3,500 in monthly credit card sales. Generally, the more your business processes in monthly credit card sales, the more money we can advance you. This is because we utilize credit card factoring to help, not hurt your business. We will advance you an amount that your business can easily repay, with our flexible repayment method.

When Business is Slow, Payments are Low

Your repayments are automatically deducted as a small percentage from your daily credit card sales. This amount fluctuates along with your credit card sales, so when business is slow, payments are low. We only get paid when you make money.

Credit card factoring is an excellent alternative to the traditional bank loan. Instead of having to meet demanding requirements, complete extensive paperwork and wait months for answers, you can utilize our services and delight in minimal requirements, a simple application and speedy processes.

Requirements

  • Owned business for at least 6 moths
  • Business processes a minimum of $2,500 in monthly CC sales
  • No unresolved bankruptcies
  • At least one year remaining on business lease

Application

  • 2- page application
  • Submit last 6 months of merchant statements
  • Submit copy of business lease and voided check

Process

  • Approval in 48 hours
  • Funding in 7-10 business days
  • Renew every 3 to 4 months

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